Step 1- Make the Decision to Move
In our experience the decision to move is often triggered by life events:
- Changes in your marital status (divorce or marriage)
- Changes to your job
- Family changes (new baby, or aging parents)
- The need for space
- The need for less space
Sometimes it's just the sheer desire for change that gives us that real estate bug. Whatever your reason is, buying a home is certainly a very exciting time.
Step 2- Get Professional Guidance
Regardless how many times you've bought a home in the past, it's important that you get help and advice from a trusted real estate professional. Our job is to act as a consultant and guide you through the entire buying process. That includes answering questions about the neighborhood, market conditions, schools, and helping you get the finance you need.
Step 3- Begin the Search
To begin the search, you should have a general idea about the type home you want. Once you've submitted your Dream Home Wish-List will use all of our resources to find homes that fit your criteria. Our preferred lenders will often give us the heads up on Power Of Sale properties long before they ever get listed, so as able we will also be able to advise you on “hot” markets and any good deals that are available.
Step 5- Submitting and offer
After touring some homes, your search will be narrowed down, and you will be one step closer to finding your dream home! After you find your dream home, we will put together an offer to the seller that is tailored to your needs.
Step 6- Negotiate the Deal
It is very likely that the seller will submit a counter offer. We will help you assess the counter offer and help decide whether to accept the counter offer, submit another counter offer, or reject the counter offer and move on. Emotions can often get in the way of making good decisions here, this is why using an agent with experience is so important.
Step 7- Financing & Home Inspection
If your home offer included conditions to secure financing and obtain a home inspection we will work with you to do just that. Quite often we have only 5 banking days to get this done, so it's important that we have everything we need available to us.
Step 8- Close the Deal
Once your deal is firm (ie. all conditions have been fulfilled or waived) it's on to the closing period. This period is often 60-90 days after the sell date. In this time you will have to hire a lawer. Closing costs, land transfer taxes, and your final down payment arrangement will all be handled by your lender and your lawers. If you have any questions or concerns through this process we are still standing by to answer anything you might have come up.
Step 9- MOVE IN!
The most exciting step in the home buying process- moving day! A little bit of planning here will help ease the pressure of moving.